家住洛阳市宜阳县的张女士在2019年3月通过业务员为自已投保《富德生命康健无忧重大疾病保险(2018版)》,保额13万元,附加《富德生命附加住院费用补偿医疗保险(D款)》,保额6000元,附加《富德生命附加住院每日补贴医疗保险(A款)》,年缴费合计共4592元。

从2023年1月份左右开始,张女士在家中出现大便带血症状,刚开始在社区医院按痔疮治疗了一段时间,情况有所好转后就没太在意,后来到4月份症状一直反复并且越来越严重,张女生就前往当地大医院进行就诊,经过医院全面检查,手术活检后张女士被确诊为直肠恶性肿瘤,得到这个结果后全家人陷入悲伤之中。张女士突然想到多年前自己投保的保险,随即就拨打了公司的报案电话进行理赔咨询,接到报案后,公司理赔人员第一时间面见客户进行慰问,并协助客户准备理赔资料。

2023年5月21日张女士向公司提交了理赔申请,经调查核实,张女士所患疾病属于保险理赔范围,根据合同条款规定,公司快速受理结案,并于5月25日将133571.84元(含医疗险赔付)理赔款汇入张女士的银行账户,并豁免后期61035元的保险费。收到理赔款后,张女士特意致电公司,对公司的快速理赔表示感谢,并表示对后期的治疗有了很大的信心。

张女士的此次出险和快速赔付,让我们又一次深刻的了解到保险的价值与意义!理赔服务是保险公司践行承诺的重要环节,理赔时效是保险消费者对服务质量的直观感受。未来,富德生命人寿洛阳中支将继续秉持“富及民众,德行天下”的核心价值观,不断优化理赔流程,进一步提升理赔速度,以消费者为中心优化服务,为客户提供更加专业、快捷的理赔服务。

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